https://www.sportico.com/leagues/football/2023/jets-rodgers-insurance-injury-1234742031/ It looks like it hits the open market and depends on the team?
I’m talking about your insurance claims theory based in complete lala land. So an insurance company is going to stop covering even though doctors clear a player to play? What kind of logic is that? “Hey Patrick Mahomes, your doctor has said your sprained ankle is completely healed, but Jimmy in underwriting isn’t so sure so you’re gonna have to stay on the bench”
I don't know how much you know about football, but you've made it very clear you know nothing about the insurance industry and liability issues. See the link above by DaWinner for a bit of an education. If you need more convincing look to the history of insurance companies not renewing coverage in hurricane, wild fire and high crime areas. Quite simply, they are in business to make money and if their payouts exceed their income they can do two things - raise their rates or quit underwriting those risks. LaLa land is a great metaphor, but I'm not the guy living there.
